mortgage broker | Option Home Loans https://option.com.au Option Home Loans Wed, 19 Feb 2020 05:39:21 +0000 en-US hourly 1 https://wordpress.org/?v=5.2.3 Don’t miss out on great deals! https://option.com.au/dont-miss-out-on-great-deals/ Wed, 19 Feb 2020 05:39:21 +0000 https://option.com.au/?p=49008 You may be missing out on great deals and important information that could save you thousands of dollars. Did you know that most lenders only pitch one or two loan products to customers? However, this is just a small fraction of the number of loans that are actually available in Australia. “If you want to […]

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]]> Why Choose A Mortgage Broker instead of The Major Banks? https://option.com.au/why-choose-a-mortgage-broker-instead-of-the-major-banks/ Wed, 29 Jan 2020 05:25:24 +0000 https://option.com.au/?p=48601 Nowadays more people are using a mortgage broker instead of going directly to a bank! But what are the differences? It ultimately comes down to service. A bank is bound by the products and features available through their institution while a broker guides you through various mortgage options and helps you compare rates, fees, and […]

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]]> Insights into Aussies’ finances https://option.com.au/insights-into-aussies-finances/ Mon, 20 Jan 2020 23:31:27 +0000 https://option.com.au/?p=48596 Brokernews.com.au published recently an article of the 2019 Consumer Pulse Report surveyed over 2,000 Australians to get insights into current trends and how they’re likely to play out into the future. “According to the data, less Australians are worried about mortgage interest rate movements than in years previous. Just 7% named it as their biggest […]

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]]> Should I refinance my mortgage? https://option.com.au/should-i-refinance-my-mortgage/ Tue, 14 Jan 2020 22:57:33 +0000 https://option.com.au/?p=48593 “Refinancing my mortgage lowered my monthly payment by $200, but I wish I’d known 5 things beforehand.” (businessinsider.com) “My husband and I bought a house in 2017 in hopes of paying less every month for a mortgage than we were spending on rent. Saving more than $200 per month is a great perk of refinancing, […]

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]]> What do Australians in the market for a home loan really want? https://option.com.au/what-do-australians-in-the-market-for-a-home-loan-really-want/ Sun, 01 Dec 2019 23:42:08 +0000 https://option.com.au/?p=48563 “To answer this question, KPMG conducted a survey of ‘mass affluents’ to understand their customer experiences and preferences during their home loan journey and how they vary by demographics such as age, gender, and relationship status.” (home.kpmg) “KPMG’s mortgage market survey, The Australian Home Loan Market – Winning the fight for customers, has found that […]

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]]> Freedom of choice https://option.com.au/freedom-of-choice/ Tue, 19 Nov 2019 22:20:23 +0000 https://option.com.au/?p=48514 “Competition among lenders for a home loan remains steep but borrowers may still be missing out on great deals and important information that could save them thousands of dollars.” (afgonline.com.au) “Most lenders will pitch one or two loan products to customers. But that’s a tiny fraction of the number of loans available in Australia. If […]

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]]> Get your head around home loans https://option.com.au/get-your-head-around-home-loans/ Mon, 11 Nov 2019 22:47:36 +0000 https://option.com.au/?p=48507 “Buying your own home is one of the most important financial decisions you’ll ever make. Important things to consider before applying for a home loan are (1) how much do you need to save for a home loan? (2) choosing your home loan (3) check your lender is licensed, and (4) tips once you get […]

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]]> First home buyer scheme advances to next step https://option.com.au/first-home-buyer-scheme-advances-to-next-step/ Wed, 06 Nov 2019 03:20:37 +0000 https://option.com.au/?p=48502 Broker News recently published an article where it stated that the Senate has passed the legislation that will move the First Home Loan Deposit Scheme closer to becoming a reality. “The passage of the bill, originally introduced one month ago, means the National Housing Finance and Investment Corporation (NHFIC) will be able to offer the […]

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]]> Millennials dominate mortgage broker market https://option.com.au/millennials-dominate-mortgage-broker-market/ Mon, 28 Oct 2019 23:14:35 +0000 https://option.com.au/?p=48485 New research by Roy Morgan shows that in the 12 months to March 2018 nearly half (48.6%) of the existing home borrowers who used a mortgage broker over the last five years to obtain their current loan were Millennials, also known as Generation Y that researchers and popular media use the early 1980s as starting […]

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]]> What Aussies prioritise in a mortgage? https://option.com.au/what-aussies-prioritise-in-a-mortgage/ Mon, 21 Oct 2019 02:40:40 +0000 https://option.com.au/?p=48429 Australian Banking Association (ABA) released a new report which sheds light on consumer behavior within financial services in Australia. The research was commissioned by the ABA and executed by Deloitte Access Economics. “The report showed that 2.8m customers switched to new banks or financial providers for their home loans, credit cards and transaction accounts over […]

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